Monthly Report – July 2026: £14,722 Portfolio + All Experiments Breakdown

The July 2026 monthly report is here, and this time the numbers are red. As of market close on 31 July 2026, the core tracked portfolio finished at £14,722, down -13.8% for the month.

This report breaks down exactly what happened across every experiment and puts the drop into context.

As of market close on 31 July 2026, here’s where every experiment stands:

Growth assets:(last 7 days)
Tesla – $10,497 +0.2%
SpaceX – $2,237 -2.2%
NVIDIA – $433 -0.8%
Bitcoin – $365 +1.4%
Ethereum – $268 +4.7%
Space Pie – £59 +13.5%
Quantum Pie – £48 +22.2%
Plutus – £910 +1.8% (Cashback £240 total)

Stable income experiments:(last 7 days)
ETF Portfolio – £1,476 -0.8%(+£176 profit)
Premium Bonds (NS&I) – £1,950 +0.0% (Prizes £100)
Matched Betting (Outplayed) – £4,361 +0.2% total profit

The portfolio finished the month -13.81% lower.

Here’s how each experiment performed in July:

Growth assets MoM:
Tesla – $10,497.30 (-$2,427.23) -18.78%
SpaceX – $2,236.69 (-$812.62) -26.65%
NVIDIA – $433.12 (+$61.02) +16.40%
Bitcoin – $364.99 (+$59.52) +19.48%
Ethereum – $268.09 (+$73.36) +37.67%
Space Pie – £58.59 (+£10.95) +22.98%
Quantum Pie – £48.17 (+£9.65) +25.05%
Plutus – £913.67 (+£22.55) +1.87%

Stable income:
ETF Portfolio – £1,475.88 (+£48.50) +3.40%
Premium Bonds (NS&I) – £1,950.00 (+£25.00) +1.30%
Matched Betting (Outplayed) – £4,361.07 (+£116.41)

Overall portfolio – £14,722 -13.8%

These numbers come straight from the dashboard and form the new baseline for future monthly comparisons.

The portfolio posted a clear red month, finishing -13.8% lower and bringing the core tracked balance to £14,722 (58.9% of the £25k breakout target).

Tesla & SpaceX impact: The two largest growth positions both fell hard — Tesla -18.78% and SpaceX -26.65%. Their combined weight was the main driver of the overall red month.

Offsetting strength: NVIDIA, Bitcoin, Ethereum and both custom pies all delivered healthy positive returns. The Space and Quantum pies in particular continued to build, posting +22.98% and +25.05% respectively.

Stable income reliability: ETF Portfolio, Premium Bonds and Matched Betting kept delivering consistent, low-volatility contributions exactly as designed — providing a useful counterbalance during the drawdown.

Zooming out: While the one-month view is red, the last three months remain firmly in the green at +6.9%. “When in doubt, zoom out” remains useful advice here.

Biggest takeaway: A single red month does not change the thesis. The combination of high-conviction growth assets and steady income experiments is built to absorb volatility like this. Short-term drawdowns are the price of long-term compounding — the structure continues to do its job.

We’re now past the £10k “Stable orbit” milestone and sitting at 58% of the £25k breakout target. Next focus remains the same: consistent DCA into the growth assets, maximising cashback/profit from the low-volatility experiments, and keeping the dashboard updated daily. This July 2026 monthly report shows that even in a red month the overall strategy remains intact.

Live Experiments Dashboard (updates daily with market close prices).

All previous updates are in the Monthly Reports archive.

Experiment-specific updates can be found in the Updates Hub.